Question and Answers

Q. How long can I lease over?

We have agreements running from 6 months through to 7 years – whichever term best suits your needs.

Q. I’ve just started in business, surely that counts me out?

As our finance is secured against the asset, we can assist many new start companies. It may involve a little more detail, but our recently employed start-up underwriter is on hand to ensure that you achieve the best possible credit agreement.

Q. I’m not certain I’ve got the project yet, but need to know if I can get the finance?

Just advise your consultant. As long as we are aware, we are prepared to take on the cost of underwriting and agreeing the deal to ensure that you can meet your commitments should you successfully gain the contract.

Q. Can the facility be withdrawn?

As long as you maintain your payments the facility cannot be withdrawn. This is unlike an overdraft, where the power to foreclose is nearly always a threat.

Q. Can I settle the agreement off early?

In most instances you are able to settle the agreements off early on very competitive terms. Please ask your consultant if you feel this may be an avenue you need to explore and they will provide you with the settlement terms relevant to your agreement.

Q. I already have a good relationship with my bank, why do I need your help?

While many customers enjoy good relationships with their banks, it does not always result in you gaining the most competitive agreement.

It is well known that banks make the majority of their profits from commercial clients. With excess fees and standardised rates, we now find that even our bank contacts struggle to provide the better deals.

Even if you think you are being provided with a good arrangement, why not test them out? With our knowledge of the marketplace we can quickly establish whether any better terms are around.

At the very least you can gain comfort in your current banks offer, or at the very best a new credit facility and a more competitive package.

Q. I have another queston that isn’t listed!

Please contact a member of our staff who will be happy to provide an answer to your query. Alternatively email us your question and we will respond immediately!