FAQ's

Q.Im not sure which product is best for me, how do I decide?

A. Our team of finance consultants are highly trained to provide you with all the available options and the personal pros and cons. By contacting them you will be able to discover which option best suits, please contact us on the number below.

Alternatively our website contains advice on the different products in the Loan Options section.

Q. I've only just moved property, does this stop me from obtaining finance?

A. Although you have recently moved, your property may still have appreciated in value and contain the equity required to release funds. Please call us to find out whether this is the case or alternatively look at similar properties that are currently on the market.

Even if there is no equity available, you can still qualify for an unsecured loan, providing you can meet the monthly repayments.

Q. I have missed payments on my credit card, does this mean I can't have a loan?

A. Even with missed payments, you can still qualify for a loan with us. As we have a panel of lenders we can cater for nearly all circumstances even if you are blacklisted with other people or have CCJ's or a bankruptcy. This is all because the funds are leant against your property, providing security for the lender in the event of default.

Q. Can I repay my agreement early?

A. All of our agreements can be paid early, some with penalty and some without. Ask your consultant how it works with the agreement you have obtained for full clarification.

Q. I own my house with my ex-partner, do they have to be involved in the application?

A. If the loan is secured against the property, then your ex-partner must sign and be party to the agreement. However if you have an unsecured loan in your own name, your ex-partner will not be involved.

Q. Do I have to pay lots of fees in advance? What happens if the deal is rejected?

A. Our policy at the personal loan company is that all our customers will only pay the fees relating to the deal (if there is one!) once they have received the product in full.

This is unlike other financial institutions who will take your money regardless of whether they deliver their product.